Smarter Risk makes workers compensation and commercial insurance risk assessments fast and inexpensive.
SmarterRisk Control & Safety
Value InnovationFast, affordable and convenient risk assessments at 80% less cost
Easy Program ImplementationCreate risk control and safety programs with a few clicks
Stop Claims Before They HappenProactive risk control means fewer claims and qualifying for more competitive rates.
We empower businesses to quickly assess and improve their insurable risk.
SmarterRisk Control & Safety
Value InnovationFast, affordable and convenient risk assessments at 80% less cost
Easy Program ImplementationCreate risk control and safety programs with a few clicks
Stop Claims Before They HappenProactive risk control means fewer claims and qualifying for more competitive rates.
We empower businesses to quickly assess and improve their insurable risk.
WHY YOUR BUSINESS NEEDS A RISK ASSESSMENT
A risk assessment identifies hazards, recommends improvements, and delivers a straightforward, actionable strategy for risk reduction. By acting preemptively, you not only protect your business but also position yourself to qualify for the most competitive insurance rates available.
In the past, traditional risk assessments were not only a massive headache but were expensive and time-consuming. This reality put them out of reach for most small businesses. Smarter Risk's technology changes all of that. With our app, you can assess risks, act on recommendations, and get results without the headaches, expense, and time commitment. Take control of your risks and insurance costs today.
Claims directly impact the well being of your employees and the morale of your team.
Claims have a direct impact on how much you pay for insurance.
Claims mean fewer insurance companies are willing to cover your business or even provide you with a quote.
Traditional risk control and safety consulting doesn't work for most small businesses:
Requires a professional with specialized training
Requires you to spend hours with a consultant
Risk control and safety services are expensive
Requires a professional with specialized training
Requires you to spend hours with a consultant
Risk control and safety services are expensive
Our web-app works on any device. No download required.
Risk Control 2.0
Simplified Risk Control and Safety:
AssessComplete an assessment in minutes and know exactly how to improve your risk.
ImproveUse the policy builder and forms library to complete recommendations quickly
ShareShare your risk report with your insurance partners
Fast, Inexpensive, Convenient
THE ROI OF SAFETY
Case study: Tool and Equipment Company
A tool and equipment company transformed their organization by completing a comprehensive risk assessment and building safety and risk control programs to manage and mitigate identified risks. In just 15 months, they reduced workplace accidents by 80%, saving $250,000 in workers' compensation costs. This success story highlights the tangible benefits of implementing a robust safety and risk control program.
Before applying for insurance or renewing your policy, complete a free risk assessment with our user-friendly web-app. It's designed to uncover potential hazards and provide you with actionable recommendations. By implementing these recommendations, you can instantly improve your report and score. It's never been easier to turn your business into a smarter risk.
Complete your recommendations, generate a Risk Report, and share it with your agent. The report clearly outlines your risk control and safety measures in a format underwriters know and understand.
*Our web-app works on any device. No download required.
We make it easy. In just 15 minutes, evaluate your company's risk, get a customized score, and receive actionable recommendations-no hassle, no confusion.
Our app creates a tailored risk improvement plan, showing you exactly what steps to take to improve your risk.
Policy writing made simple. Say goodbye to endless meetings and months of back-and-forth. The Self-Assessment tool identifies the policies you need, and the Smarter Risk Manager generates them with a few clicks.
No more scouring the web for safety forms. With over 150 expert-approved forms in our library, you'll have everything you need to launch your program quickly and confidently.
Keep the momentum going. As you complete recommendations, your risk score updates instantly letting you see improvements in real-time.
Show off your proactive efforts. Generate a detailed report, share it with your agent for more accurate quotes, and send it to your carrier to secure the best rates.
Our web-app works on any device. No download required. Click the get started button to get going! Complete the short form and you will receive a welcome email with a verification link and instantly start your assessment. Would you like more information? Sign up for a demo and get all your questions answered.
If your insurance partner is providing you with the Smarter Risk platform you will receive a welcome email from Smarter Risk referencing your Partner and your policy number. Please wait for that email and use the link provided.
In 2021, companies spent $38 billion on Worker's Compensation. They spent an additional $100 billion dollars on property, liability, and fleet insurance. The Smarter Risk platform can show you how to make your business a smarter risk.
