A Lower Loss Ratio is a Few Clicks Away!
Scalable Assessments • Automated Safety Programs • Free Policyholder Training • Validated Risk
Smarter Risk Control
AI Assisted Self Assessments- Policyholders can quickly and independently complete assessments.
- RISK-B, our AI risk control expert, ensures accuracy and completion by providing instant guidance. Users can even upload photos and ask questions like, “Do I need a guard for this?”
Automated Safety Program Development- Policyholders effortlessly generate professional-grade safety programs aligned with OSHA, NFPA, UL, FM, ANSI, ISO, and industry best practices.
- Programs are ready in just a few clicks, eliminating costly delays and consultant fees.
Free Training- Intelligent Plan policyholders have instant access to over 50 customizable safety training courses at no additional cost.
Validated Risk- Policyholders upload photos to confirm assessment responses and verify completed recommendations.
- Real-time validation ensures transparency, verifies controls, and enhances underwriting accuracy—ideal for pre-bind or pre-renewal decisions.
AI Assisted Self Asessments- Policyholders can quickly and independently complete assessments.
- RISK-B, our AI risk control expert, ensures accuracy and completion by providing instant guidance. Users can even upload photos and ask questions like, “Do I need a guard for this?”
Automated Safety Program Development- Policyholders effortlessly generate professional-grade safety programs aligned with OSHA, NFPA, UL, FM, ANSI, ISO, and industry best practices.
- Programs are ready in just a few clicks, eliminating costly delays and consultant fees.
Free Training- Intelligent Plan policyholders have instant access to over 50 customizable safety training courses at no additional cost.
Validated Risk- Policyholders upload photos to confirm assessment responses and verify completed recommendations.
- Real-time validation ensures transparency, verifies controls, and enhances underwriting accuracy—ideal for pre-bind or pre-renewal decisions.
It's Time to Free Risk Control
Traditional risk control faces significant challenges. Consultants are stretched too thin to effectively support every policyholder, resulting in infrequent assessments. This leaves insurers vulnerable to premium leakage and missed opportunities for proactive claim prevention.
Smarter Risk transforms your risk control into a scalable, proactive solution—delivering results at 80% lower cost and 90% faster than traditional methods.
- Infrequent Assessments: Consultant-driven assessments are often too rare, causing premium leakage and missing the opportunity to mitigate risks before they escalate into claims.
- Limited Implementation Support: After assessments, policyholders typically lack adequate support to develop effective safety programs—even though structured programs significantly reduce claims.
- Inaccessible Training: Small businesses often face limited training options—either expensive programs or none at all—creating critical gaps in safety practices.
RISK CONTROL 2.0
Speed & Convenience
Rapid Risk AssessmentsReceive risk assessments in minutes using our app.
Simplified Risk Management
Info at Your FingertipsView and organize your risk from a single dashboard. View dynamic risk reports, risk control scores, and enhanced recommendations all in one place.
Visibility & Efficiency
Track ImprovementsKeep up to date with your policyholders. Know instantly which recommendations have been completed and when.
Rapid Risk Improvement
Accelerate ProgressProvide the tools your policyholders need to not only quickly implement safety and risk control programs, but also train their team.
See Why Coterie Chose Smarter Risk
— David McFarland, CEO, Coterie Insurance
Enhance Underwriting Accuracy
It's time for a new approach. Our automated self-assessments are fast and cost-effective, enabling you to collect essential information pre-bind and pre-renewal. This improves underwriting accuracy and ensures better outcomes.
Reduce Costs
Self-assessments drive long-term savings by cutting deployment costs, reducing claims, and lowering your loss ratio. They pinpoint risks, allowing businesses to take preventive action and avoid losses.
Multiply Your Risk Control Team's Impact
Do more with less. Free your consultants to focus their expertise on high-risk accounts and strategic interventions.
HOW CAN WE IMPLEMENT THE SMARTER RISK SOLUTION?
Implementation Options
Get your team up and running in 15 minutes or less. Sound to good to be true? Sign up for a demo today and we will show you how easy it is!
Experience Dynamic
Move beyond traditional, static risk reporting. Our real-time updates offer a dynamic and comprehensive view of insured risks, allowing for more informed decision-making.
Unlock
Market Potential
Realize the untapped potential of the small commercial market. Minimize risks and offer more competitive quotes!
Minimize Premium Leakage
Frequent self-assessments help identify and appropriately price potential risks, reducing premium leakage and increasing profitability.
Improve Engagement
Our app significantly enhances the insured's active participation in risk control. This approach improves safety, minimizes risks, and creates a dynamic partnership that promotes safer businesses.
Easy
Integration
Start experiencing the benefits Smarter Risk in just 15 minutes. Our cloud-based platform is designed for swift integration and ease of use.
Need a Custom Assessment?
Now offering custom assessments!
If our out-of-the-box solution doesn't quite fit the bill, we can work with you to create a custom assessment specifically for your policyholders.
Schedule a time and let's talk details.
Book Now
