Refunds and Cancellation

We want you to be 100% satisfied with our services. If you are less than satisfied or believe there has been an error in billing, please contact our Customer Service Department by email at immediately so that we can help you resolve the issue, cancel a subscription, provide a refund or offer credit that can be used for future services. When contacting us, please include any details relating to the services you have purchased or use of the Site so that we can ensure you are completely satisfied with your Smarter Risk experience. All refund requests must be made within thirty (30) days of purchase. If you wish to cancel an annual commitment, please provide the reason and we will review it, please email:

We do not offer refunds on payments we have collected.  Annual subscriptions can be non-renewed.