Blog Articles

Take Control of Your Insurance Costs with a Proven Return-to-Work Blueprint

Take Control of Your Insurance Costs with a Proven Return-to-Work Blueprint

An accident has happened! So now what? This is when a solid return-to-work program is essential in controlling the financial impact of lost time workers’ compensation (WC) claims.

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The Odds Are in Your Favor: How Strategic Risk Control Tactics Impact Probabilities and ROI

The Odds Are in Your Favor: How Strategic Risk Control Tactics Impact Probabilities and ROI

Should safety and risk management have a clear ROI? That’s the million-dollar question.

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Master Risk Control and Safety with This Simple System

Master Risk Control and Safety with This Simple System

A maxim is a simple truth, and the truth is we have been making risk control and safety a lot harder than it should be.

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Incident Investigations (Part 1)

Incident Investigations: The Key to Preventing Future Workplace "Accidents." (Part 1) The Risk Control Perspective

Workplace injuries can strike unexpectedly, leaving a trail of challenges and questions in their wake. In this blog post, we will explore the risk control perspective of incident investigations, highlighting the importance of documentation, reporting, and root cause analysis.

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Incident Investigations (Part 2)

Incident Investigations: The How and Why (Part 2) The Claims Perspective

In the aftermath of workplace incidents, thorough investigations are essential not only from a risk control standpoint but also from a claim’s perspective. This blog post delves into the claims’ perspective of incident investigations, shedding light on the importance of gathering information related to injuries and recognizing red flags during the reporting process.

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The Crucial Role of Safety Onboarding

The Crucial Role of Safety Onboarding in the Workplace

Safety onboarding is an essential part of any safety program. It ensures that new employees understand the company's safety rules and procedures. It also helps create a culture of safety in the organization. A well-thought-out safety onboarding program can significantly lower injury rates and improve insurance costs.

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The Crucial Role of Safety Onboarding

Demystifying OSHA Injury Reporting: A Quick Guide

As an employer, one of the many things you must tackle is ensuring you understand OSHA's many regulations. One of the more confusing parts (there are many) is the injury and illness reporting requirements.

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The Crucial Role of Safety Onboarding

Safety Made Simple: A Beginner’s Guide to Developing a Small Business Safety Program

No matter the industry, every small business needs to keep its people safe. Yet, developing an effective written safety program often seems complex with its blend of legal mandates, best practices, and various standards, including UL, FM, ISO, OSHA, NFPA, and ANSI, to name a few. Don't worry. We will walk you through all the essential components of a safety program.

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Fire Safety Your Firewall

Fire Safety: Your Firewall in a Hard Market

In today's challenging insurance market, it's essential to do everything you can to secure the best insurance rates. Safeguarding your commercial property from fire hazards should be a top priority. Implementing fire safety measures will reduce risks and improve insurance premiums.

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Debunking An Insurance

Debunking an Insurance Myth: Business Insurers Want to Charge More! And the 13 Ways to Reduce Your Risk and qualify for Better Rates*

There's a common misconception floating around—insurance companies want to charge high premiums. Insurance providers do want to be profitable and competitive like any other business.

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Implementing Safety

Implementing Safety and Risk Control Programs: The Art of Execution

So, you've created a robust safety and risk control program. But how do you transition from a document to full implementation in your organization? Creating a safety and risk control program is difficult enough (unless you are using our software-we make that part easy) but implementing it in your organization can seem like an impossible task if you don't have a strategy.

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Create A Near Miss

How to Create a Near Miss Reporting Program

Unidentified hazards can compromise the safety of your employees, potentially leading to preventable accidents. A "Near Miss Reporting Program" can uncover these dangers and make accidents much less likely.

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The Importance Of Reviewing Lagging

The Importance of Reviewing Lagging Indicators for Small Businesses

Here's the hard truth: If you're not focusing on workplace safety and risk control, you're setting yourself up for future problems. Lagging indicators are key metrics that reflect past performance and are invaluable for understanding how to prevent future incidents.

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The Importance Of Reviewing Lagging

Understanding Leading Indicators

In the business world, metrics help us understand performance. But how do we measure something like risk and safety? Two key concepts are lagging indicators and **leading indicators**. In this blog post, we will outline what leading indicators are, how to measure them, and why they are essential.

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What Is An Ex-Mod

What is an Experience Modification Rate (Ex-Mod) and Why Does it Matter?

The Experience Modification Rate (Ex-Mod or EMR) can be confusing, but for small business owners, the Ex-Mod is something you'll want to familiarize yourself with.

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How To Improve Workers

How to Improve Workers’ Compensation Insurance Costs: Strategies That Actually Work

In business, managing expenses is not just about cutting costs – it's about making smart choices. Workers' compensation insurance is one area where savvy decision-making can lead to significant savings.

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Top 10 OSHA Violations

Top 10 Things to Avoid: OSHA Violations List Explained

Every year, the Occupational Safety and Health Administration (OSHA) publishes a list of the most frequently cited violations. Think of the OSHA violations list as what not to do!

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