Blog Articles

What Are Leading Indicators for Safety? A Guide for Business Owners

What Are Leading Indicators for Safety? A Guide for Business Owners

In the business world, metrics help us understand performance. But how do we measure something like risk and safety?

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What is an Experience Modification Rate and How to Improve It

What is an Experience Modification Rate and How to Improve It

The Experience Modification Rate (Ex-Mod or EMR) can be confusing, but for small business owners, the Ex-Mod is something you’ll want to familiarize yourself with.

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How to Improve Workers’ Compensation Insurance Costs: Strategies That Actually Work

How to Improve Workers’ Compensation Insurance Costs: Strategies That Actually Work

In business, managing expenses is not just about cutting costs – it’s about making smart choices.

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Top 10 Things to Avoid: OSHA Violations List Explained

Top 10 Things to Avoid: OSHA Violations List Explained

OSHA’s Top 10 Cited Standards Every year, the Occupational Safety and Health Administration (OSHA) publishes a list of the most frequently cited violations, OSHA’s top 10 cited standards.

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Contractors and Insurance: Controlling Contractors Liability Insurance Cost

Contractors and Insurance: Controlling Contractors Liability Insurance Cost

In the world of contracting, having the right insurance in place is crucial for keeping you in business when something goes wrong.

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Improve Your Commercial Insurance Application (ACORD 125) with a Great Description of Operations

Improve Your Commercial Insurance Application (ACORD 125) with a Great Description of Operations

I started as an insurance agent years ago and later went into risk control.

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