Blog Articles

How to Improve Workers’ Compensation Insurance Costs: Strategies That Actually Work

In business, managing expenses is not just about cutting costs – it’s about making smart choices.

What is an Experience Modification Rate and How to Improve It

The Experience Modification Rate (Ex-Mod or EMR) can be confusing, but for small business owners, the Ex-Mod is something you’ll want to familiarize yourself with.

What Are Leading Indicators for Safety? A Guide for Business Owners

In the business world, metrics help us understand performance. But how do we measure something like risk and safety?

How to Create a Near Miss Reporting Program

Unidentified hazards can compromise workplace safety, potentially leading to preventable accidents.

8 Ways to Create a Better Safety Culture: The Art of Employee Engagement

So, you’ve created a robust safety and risk control program. But how do you transition from a document to full implementation in your organization?

Reduce Business Overhead Costs by Reducing Your Risk—13 Ways to Qualify for Lower Business Insurance Rates

There’s a common misconception floating around—commercial insurance companies want to charge high premiums.