Smarter Risk:
Digital Risk Control
Smarter Risk transforms traditional safety and risk management into a continuous process of improvement. Assess risk, build safety programs, access training, and share verified results with insurers—all in one digital platform.
Making Professional Risk Control Accessible to Every Business
For far too long, comprehensive risk control and safety programs have been out of reach for small businesses — reserved only for large enterprises with safety teams and big budgets. Smarter Risk changes that. We leverage technology and automation to deliver enterprise-grade risk control — assessments, safety programs, and training — at a fraction of the traditional cost.
Our mission is simple: empower every business to reduce claims, lower insurance costs, and create safer workplaces — without the complexity or expense of traditional consulting.
Reinventing
Risk Control
For The Modern Era
Traditional risk control is broken. Every few years, businesses go through the same routine — an inspector visits, delivers recommendations, fills out a report, and files it away. But the big issue? Nothing changes.
Businesses aren't empowered to act on those recommendations — the very steps that would improve their risk. Smarter Risk was built to change that. We created Digital Risk Control — a modern, technology-driven approach that transforms risk control from a static event into a continuous process of improvement.
What Is Digital Risk Control?
Digital Risk Control connects risk assessments, safety programs, and training into one continuous loop. Instead of a consultant showing up once every five years, businesses stay on track — making improvements, documenting them, and sharing those improvements with insurance partners.
Key Features of Digital Risk Control
Dynamic Risk Assessments
Complete in minutes — not weeks — and receive real-time recommendations customized to your operations.
Continuous Updates
When businesses complete an action or upload a photo, their risk score and report update automatically. Progress isn't unknown — it's documented and measurable.
Built-In Safety Program Builder & Training
Building safety programs no longer takes 6-12 months — it takes a few clicks. From confined space training to ladder safety, fire extinguisher training, and toolbox talk topics, Smarter Risk delivers on-demand courses to keep teams compliant and safe.
Forms Library
No more searching the web for the right form. Smarter Risk includes over 150 safety and risk management forms ready to use.
Why It Matters
Insurance carriers price policies based on risk — but most small businesses never get the chance to prove how safe they really are.
Smarter Risk gives businesses and their insurance partners the ability to:
Reduce claims and lower costs
Strengthen safety culture with continuous employee engagement
Improve compliance and recordkeeping
Build long-term trust between insurers and policyholders
Safety isn't a box to check — it's a process. And with Digital Risk Control, that process never stops.
How It Works
Assess
Start with an AI-assisted digital workplace risk assessment. Smarter Risk identifies exposures specific to your business.
Act
Get actionable steps to close gaps — from updating safety programs to providing employee safety training.
Verify
Upload photos and mark recommendations complete. Your dashboard updates instantly.
Improve
Over time, your safety performance becomes part of your process — not a compliance burden.
Mission, Vision & Approach
Our Mission
To democratize risk management by making enterprise-grade safety and risk control solutions accessible and affordable for every business — regardless of size or budget.
Our Vision
A world where every business has the tools, knowledge, and confidence to create safer workplaces, reduce claims, and secure better insurance terms.
Our Approach
We combine artificial intelligence, automation, and industry expertise to simplify and streamline the entire risk control process. Our platform guides businesses through self-assessments, generates customized safety programs based on standards like OSHA, NFPA, and ANSI, and provides instant access to training — all at a fraction of traditional costs.
Tech Driven Assessments
Risk identification powered by our proprietary algorithm, tailored to specific business operations, and Assisted by AI Risk Control Expert RISK-B.
Automated Workflows
Streamlined processes that eliminate manual paperwork and reduce administrative burden. Improvements automatically tracked and reminders built in to keep everyone on track.
Built In Expertise
Our app builds safety programs designed for compliance with OSHA, NFPA, and ANSI standards to ensure programs meet regulatory requirements.